If you or a loved one has been hurt during a car crash, you should be able to rely on receiving coverage from an auto insurance company to cover your losses. Unfortunately, insurance companies are notorious for denying claims, as they typically prioritize their own profits over the rights of accident victims. If your insurance claim has been denied, it is important to know the steps to take to obtain the financial compensation you are entitled to. Below, our car accident lawyer in Illinois explains what those are.
It is true that often, insurers care more about their own bottom line than they do protecting accident victims. However, this is not the only reason insurance companies deny claims. Other reasons for denials include:
Still, even when your claim has been denied due to the above reasons, it does not mean you do not have any options for obtaining the compensation you need.
It is sometimes possible to reverse the decision of the insurance company but to do so, you must take the appropriate steps. These include:
Under state law in Illinois, insurance companies must provide accident victims with the appropriate forms to file their claim within 15 working days. Once the insurer has received the completed forms, they have only 60 days to conduct an investigation and inform the claimant of whether their claim was approved or denied.
If your insurance claim has been denied after a crash, our Illinois car accident lawyer at Brassfield & Krueger, Ltd. can still help you claim the financial compensation you deserve. Call us today or fill out our online form to schedule a free consultation and to obtain the sound legal advice you need.
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