While it’s mandatory in Illinois for drivers to carry car insurance, many of them have no insurance at all or have insurance that offers inadequate coverage. If you’ve been involved in an accident with a driver who is uninsured or underinsured, you may be able to receive compensation from your insurance company. Whether you’ve been rear-ended by an uninsured drunk driver or you’re an underinsured passenger in someone else’s car during a collision, you may have a claim to compensation.. At Brassfield, Krueger & Ramlow, Ltd., our personal injury attorneys are dedicated to pursuing a fair settlement or positive verdict. We’ve spent more than seven decades successfully representing auto and truck accident victims in uninsured and underinsured motorist claims.
The state of Illinois requires insurance companies to include uninsured motorist coverage as part of every automobile policy they sell. The main exception is when a motorist declines this inclusion in writing and reduces the coverage to its minimum requirements. Uninsured motorist coverage covers you and members of your household who are injured in an accident in which the other driver has no insurance or has insurance that isn’t enough to pay for the damages. Typically, uninsured and underinsured motorist coverage also covers minor children not living in the insured’s household or children who are off attending college. This coverage also applies to hit-and-run accidents and also covers pedestrians, bicyclists and passersby injured by uninsured drivers.
When you’ve been in an accident where either you or the other driver is uninsured, the costs of medical bills, vehicle repairs and other losses associated with the accident can quickly pile up. Motorcyclists generally carry smaller insurance policies than automobile drivers do –aggravating the hardships of an already difficult accident situation.
At Brassfield, Krueger & Ramlow, our Rockford law firm guides you through the legal and financial complexities of an uninsured or underinsured motorist accident by addressing:
If you or a loved one has been injured by an uninsured or underinsured motorist or has been in a hit-and-run accident, you have the right to pursue recovery for damage claims. Call us, Brassfield, Krueger & Ramlow, Ltd., at 815.398.9700 or contact us online for your free consultation. We have offices in Rockford and Streator.
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