Rideshare programs are extremely popular throughout Illinois. However, more rideshare vehicles on the roads also mean an increase in car accidents. The moments after a collision are always confusing, but they become even more so after a crash involving a rideshare driver. Accident victims often know they can file a claim for damages, but they do not know which insurance company to file a claim with first. So, who is liable after a rideshare accident? That depends on the circumstances of the accident.
Determining liability after a car crash is always a challenge, but it becomes even more complex after a rideshare accident. When thecar crash party was not the rideshare driver, injured passengers should file a claim with the other driver’s insurance company. Injured passengers that have their own insurance policy may also be able to file a claim with their own insurance company.
If the rideshare driver was at fault for the crash, things become a bit trickier. In these cases, the insurance company accident victims must file a claim against depends on whether the driver was logged into the app and if they had a passenger at the time of the accident.
Other drivers who were injured when the rideshare driver was not logged into the app will go through the rideshare driver’s personal insurance policy. If the rideshare driver had turned on the app but did not have a passenger, the rideshare program will typically provide up to $50,000 in liability insurance for the crash. If a passenger was in the vehicle and the rideshare driver was at fault, Uber provides up to $1 million in liability insurance for a crash. Other rideshare programs, such as Lyft, offer similar policies.
Filing a claim against a rideshare program is not any easier than filing a claim with any other insurance company. Rideshare programs have teams of experienced lawyers that attempt to deny and reduce as many claims as possible. Accident victims should also have an experienced rideshare attorney on their side who can help them recover the damages they deserve. Compensation after a rideshare accident may include:
A rideshare accident lawyer can help accident victims accurately value their claims so they secure a fair settlement that will fully cover their losses.
If you have been injured in a crash involving a rideshare vehicle, do not file a claim on your own. At Brassfield & Krueger, Ltd., our McHenry County rideshare accident lawyers will determine who was liable for the collision and hold them accountable for paying the damages you need to make a full recovery. Call us today or fill out our online form to schedule a no-obligation case evaluation and to learn more about how we can help.
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