Most people would assume that all commercial truck drivers are insured by the companies they work for. Unfortunately, that is not always true. Then, there are the trucking companies that only cover the minimal amount of insurance coverage required by the state. In most cases, the devastating injuries that result from trucking accidents are far more costly than minimum coverage will compensate for.
What do you do if you are injured in a Streator truck accident and find out that the truck driver had no – or very little – insurance? Turn to the Streator truck accident lawyers who are experienced in taking on uninsured truck drivers. The attorneys at the office of Brassfield, Krueger & Ramlow, Ltd. have been handling truck accident cases for over seven decades now. We have the skills and the resources to get you the compensation you deserve when you have been seriously hurt in a truck accident in Streator.
Contact us today for a free, no-risk consultation.
Illinois requires every auto insurance policy to carry at least a minimum amount of uninsured motorist coverage. Therefore, your personal Illinois auto insurance policy should include coverage that will help you in the event a negligent truck driver causes you to sustain injuries. If you look at your policy, you should see Personal Injury Protection (PIP) coverage. These are the limits that your insurance agency will pay out if there are any medical expenses incurred that are directly related to the accident.
Unfortunately, people rarely understand insurance limits and usually elect to obtain only the minimum requirements. Medical bills can add up fast, especially if you are in an accident with a commercial or semi-truck. Those types of accidents typically result in devastating and costly injuries. If this is the case, you can file an uninsured motorist claim to recover any costs over you PIP limits.
Knowing exactly which insurance claims to file can be extremely complicated. Most insurance companies – even your own – are out to protect themselves from paying out more than necessary on each claim, so you cannot count on them to instruct you on which claims to file. You need a skilled Streator truck accident attorney who knows the complicated Illinois insurance laws to help you file the various insurance claims.
When people are injured seriously in truck accidents, they realize too late that even their PIP insurance and their uninsured motorist insurance are not enough to cover the piles of medical bills, the lost wages, and other expenses that are stressing them out. The law offices of Brassfield, Krueger & Ramlow, Ltd. will also help you pursue a personal injury lawsuit for any compensation amounts that are over your PIP and uninsured motorist insurance limits.
Our aggressive Streator truck accident lawyers will take on the insurance companies and anyone else who can be held liable for your injuries. We will make sure that you are compensated for every penny you deserve. Call our office today for a free consultation at (815) 398-9700.
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